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This is a selection made from among articles on Elementary Education. For a permanent link to this article, or to bookmark it for future reading, click here.

EDUCATION LOAN

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An education loan can be used to help pay for college tuition, books, room and board, and other expenses that students may have during the school year. There are different types of loans that students can apply for including federal student loans, personal loans, and school loans made by colleges and other education programs. When a student applies for an education loan, they will have to fill out the correct paperwork and turn it in on time so that it can be processed. Some students will take out extra money so that they will have enough for their living expenses while at school.

After a student graduates, they will have to pay back their student loan. These loans have a lower interest rate which helps students afford the monthly payments. Student loans can be paid back over a longer period of time than other loans. An education loan can take ten or more years to pay back depending on how much the loan was for. Students will have a grace period in which they can find a job, and begin saving their money. If a student cannot begin to pay back their loan in this time, they can ask for an extension.

Most students who attend college will have an education loan to pay back. This is the only way that students can afford to go to college. Once they graduate and find a job, then they can begin to pay the loan back. If a student decides to go back to school at time during the life of the education loan, they can discontinue payments and begin to pay them again once they have finished.

In addition to an education loan, students can work to pay off their loans through work-study programs, by serving in the military, or by working with local charities. There are options for those who cannot qualify for a loan or that need more money than a federal loan can provide. Through these programs, students will get the money they need for college and will not have to pay it back because they will be volunteering their time while in college.

Many times parents will have to contribute to their children’s education costs. While it may not be much, it is expected that parents and children help to cover some of the costs including food, room and board, and books. This cost can be considerable for many families which is why some students elect to stay home while going to college. This can help save money and will require fewer loans to be taken out.


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Elementary Education News

Elementary, middle school uniforms OK'd (Island Packet)

The Beaufort County Board of Education voted Tuesday to mandate uniforms for all elementary- and middle-school students countywide beginning in the 2009-10 school year, but tabled discussion on high-school students until next month.

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4th highest education retirement package in the state: $258G (The Jersey Journal)

The business administrator in the Guttenberg school district - which has one elementary school and fewer than 1,000 students - is entitled to $258,802 when she retires, according to data released by the New Jersey Department of Education last week.

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Returning Mapleton to education (Boulder Daily Camera)

Five years after Mapleton Elementary School was shuttered, backers of an early education center proposal hope to turn the century-old building back into a place where kids learn again.

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County board of education approves grant application for storm shelters (Cullman Times)

By Trent Mooretrentm@cullmantimes.comResidents near Welti Elementary School, Garden City Elementary School and the Cullman Area Career Center in Vinemont may soon have new storm shelters in the area.

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Uniforms to be required at all elementary and middle schools; high schools still up in the air (The Beaufort Gazette)

Elementary- and middle-schoolers: start buying your uniforms now.

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